Millions Set Aside for UK Drivers – Are You Eligible?
Reclaiming Car Finance - Average Payout £5,318*
Check if You’ve Been Mis-Sold in Under 60 Seconds – It’s Fast, Free & Easy
- No Win, No Fee
- Free Check
- Quick Payouts
Reclaim Your Money
Were You Sold Car Finance Unfairly? You’re Not Alone
Millions of UK drivers were misled into paying more than they should. You could be owed £1,000s.
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Average Payout: £5,318* Most successful claims return thousands – far more than people expect.
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No Paperwork Needed Just a few simple details – we’ll do the rest and check your eligibility fast.
Quick Claim Process
Claiming Is Easy - Here’s How It Works
We’ve simplified everything. No need to dig out old documents or wait on hold – we do the hard work for you
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Step 1: Quick Check Fill out our short form in less than a minute – no documents needed.
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Step 2: We Handle It Our team assesses your case and deals directly with the lender – you stay updated without lifting a finger.
Why Choose Reclaiming Car Finance
6 Reasons Drivers Trust Us
We’re not just another claims website. Here’s why thousands of UK drivers choose us to handle their finance complaints.
12,000+ Happy Clients
Rave reviews from thousands
See What Real Drivers Are Saying About Their Claims
The process was smooth from start to finish. I didn’t think I’d be eligible, but they handled everything and got me a great result
James Thompson
Bristol
Clear, professional, and no hassle at all. I was kept in the loop the whole time and ended up with more than I expected.
Sarah Mitchell
Leeds
I had no idea I’d been overcharged. They made it simple and stress-free — highly recommend if you had car finance.
Lily Okoye
Glasgow
I filled out the form in under a minute and heard back quickly. They explained everything clearly and got the job done.
Tom Reynolds
Newcastle
Impressed with how easy the process was. No pressure, no chasing — just honest help and real results.
Amira Khan
Birmingham
Package Contents
Three Simple Steps to Reclaim What You're Owed. Fast, hassle-free, and handled by experts.
Step One
Start The Online Form
We’ll securely run a soft credit check and scan your past car finance deals — no digging through paperwork required.
Step 2
We Submit Your Claim
Our partner solicitors act quickly to claim the full amount you're owed, with no upfront cost to you. Strictly no win no fee.
Step 3
Receive Your Payout
If successful, your compensation is paid directly to your bank. The average claim is a mighty £5,318*. Most people qualify.
Check in Seconds
Start Your Free Claim
and Let the Experts Take Over
No stress, no calls, no paperwork – just a simple way to find out what you could be owed and get things moving.
FAQs
Questions? We're glad you asked.
If you're new or looking for answers to your questions about reclaiming car finance, see the answers to popular questions.
If you took out a Personal Contract Purchase (PCP) or Hire Purchase (HP) agreement between 2007 and January 28, 2021, and were not informed about dealer commissions or faced inflated interest rates, you might have been mis-sold. Indicators include lack of transparency about commissions, inadequate affordability checks, or pressure to sign without full understanding.
Initially, no. Our process begins with a soft credit check to identify your past car finance agreements. If further information is required, we will guide you through obtaining necessary documents, such as your finance agreement or proof of payments.
Yes, if you had more than one PCP or HP agreement during the specified period and believe they were mis-sold, you can file separate claims for each.
Compensation varies based on factors like loan amount, interest rate, and duration. While the average payout is around £5,318, individual amounts may differ.
Due to the high volume of claims and ongoing investigations, responses from finance providers may be delayed. The Financial Conduct Authority (FCA) has given firms until December 4, 2025, to address complaints.
If your claim is unsuccessful, you can escalate the matter to the Financial Ombudsman Service, which offers a free and impartial review of complaints.
Typically, you have six years from the date of the agreement or three years from when you became aware of the mis-selling to file a claim. However, given the current circumstances, it's advisable to act promptly.
No. Our initial assessment involves a soft credit check, which does not impact your credit rating. We ensure your financial standing remains unaffected during the claims process.
Final Step
Ready to Start Your Claim Today?
You could be just minutes away from uncovering money you didn’t know you were owed. Don’t miss your chance to find out what you could claim.
- Instant Check
- No Risk
- Expert Support
